Your Partner for insurance that is clear, optimised and monitored, without stress or jargon

Rely on an independent expert working alongside you for over 20 years. No more doubts about the small print & duplicate cover.
We make it easier for you: clarity, optimisation and efficiency, guaranteed by personal, transparent support.

I take stock of my insurance
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+1'500 clients advised
and satisfied • 4.6 on Google Reviews

Completely neutral

Human

Transparent

FINMA-authorised

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20

Years of expertise by your side

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100

Independent broker

Tailor-made advice, your insurance optimised to the last franc

Managing your insurance policies should never
weigh on your household's peace of mind

Every year in Geneva, insurance bills go up, but do you really know
what you are paying for? Many Geneva residents build up policies over the years: health insurance, flat, car, legal expenses insurance. In the end the budget spirals and doubt sets in. Will you really be reimbursed the day a problem arises? The real problem in Geneva is that people often pay twice for the same thing without knowing it, or miss out on an essential option for the sake of a few francs a month.

The result: you are throwing money away while remaining poorly protected.

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The small print that causes concern

An unexpected accident on the road, an illness that arrives without warning, an unforeseen loss of income... The real worry is finding out too late that you are not protected as you thought.

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Alone with the complexity of insurance

When you need answers, all you find are faceless platforms or bots:
vague, incomplete information. The day a problem arises, you are left to face the system alone.

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The money lost every month on your insurance

Every autumn, your insurance costs more again. Yet you are paying for cover you do not need or hold twice over. Thousands of francs disappear instead of going towards your family's plans.

But this situation is not inevitable.
You do not have to become an insurance expert, nor spend your weekends
deciphering complicated jargon

We will stop the financial drain, make your contracts clear and optimise your cover so that every franc is, at last, well invested.

We offer you the wheel of solutions to bring common sense straight back into your daily life


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The Pacte Sérénité in
14 days: your direct route to mastering your insurance

Forget standardised answers and "in 2 clicks" solutions that resolve nothing in depth.

At ASWELL, we know that your needs are unique. That is why we offer a genuinely tailor-made approach. The Pacte Sérénité is an intensive turnkey protocol to take you from uncertainty to full control of your insurance policies, with no administrative burden.

Step 01

Your needs & your insurance: the personalised assessment

Focusing on your precise needs and expectations. We then analyse how well your current insurance matches your situation.

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Step 02

Your tailored independent comparison

We carry out a transparent analysis of the best offers available on the market, matched to your budget and your specific requirements, to ensure you make the right choice.

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Step 03

Your optimised plan, in full transparency

We present your new, optimised insurance plan to you at a meeting. No more jargon. Every line is explained and everything is perfectly clear. Before you sign anything, you can see exactly what you gain and how much better your new cover is.

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Step 04

A transition with complete peace of mind

We handle all the administrative formalities free of charge (cancelling your previous contracts, managing notice periods, and so on).
You have nothing to do at all. Your transition is smooth and seamless, so that you are never "left in the middle of the crossroads".

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Step 05

Personalised support & follow-up

Once the transition is complete, you are genuinely protected if something goes wrong. Your dedicated ASWELL adviser becomes a real presence by your side, reachable at any time. They make sure your cover evolves with you, adapting to every change in your personal and professional life.

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Independence working for your interests

At ASWELL, we have chosen to leave the traditional model behind in order to defend your interests in earnest. Our approach is not driven by finance, but by a deep conviction: that of offering you complete transparency and real value. Weary of opacity and the race for volume, we opted for absolute independence. We are neither a mere algorithmic comparison engine nor an impersonal giant. ASWELL is a human-scale firm.

We favour a relationship built on trust and personalised support, with impeccable quality and an unwavering commitment to each of our clients.
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What our clients say about us

4.6

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+1'500 clients advised and satisfied

Sabrina

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Excellent customer service. I called about a fairly complicated problem and the person I spoke to on the telephone took the time to look into my situation and explain everything to me with a great deal of patience. That is so rare these days. You can rely on the positive reviews.
Many thanks.
Sabrina

Alexis Eischen

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I would very warmly recommend consulting Mr Boutef for taking out any health insurance.He is an absolute expert in this field, can give you every piece of information imaginable on the subject and offer you the best opportunities.On a human level it is a real pleasure to work with him: he is very friendly, welcoming and keen to support his clients in the best possible conditions, and that clearly comes across.Thank you for everything Mr Boutef 🙏

Anne-Laure

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I have worked with Aswell for years, first privately and then for my family, and I trust them 100%, they know how to find the best offers with the right insurance cover

Michel

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Yacine listens closely and was able to give me excellent advice suited to my needs. His professionalism and his attentiveness made a real impression on me. I thank him warmly for his service and recommend him highly to anyone looking for quality support.

Samona Palluotto

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Yacine was incredibly kind and helpful. He took the time to understand my situation and even called me personally to find out how he could help. I really appreciated his availability and his willingness to help me. I highly recommend him!

Marie-Claire Peytrignet

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ASWELL Conseil has been my trusted broker for more than 10 years.Mr Boutef provides a service of the very highest quality. As well as being attentive and warm, he tailors his service to the needs of each of his clients. He is able to grasp your situation very quickly and to put forward offers with an optimal quality-to-price ratio, very efficiently. Mr Boutef is also an excellent teacher, which allows you to move forward with confidence in a field that some may find complex or cryptic.His offices are also right in the centre of Geneva, a few steps from the station - which makes it very pleasant to drop in quickly and deal with administrative matters efficiently.

Julien Roche

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Very good advice tailored to our needs.We have just moved to Geneva and Mr Boutef guided us through the choice of our insurance with great professionalism and considerable expertise (health, household, motor, 3rd pillar). He took the time to explain things properly and always offered us the best value for money. I strongly recommend that anyone moving to Switzerland make use of his services: you will save time and money and benefit from insurance that suits you. Many thanks 🙏Mr Boutef is a member of Cicero, which lists brokers who have completed recognised training.

Olga Makarov

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Yacine looked after my personal insurance and, more recently, that of my new company in Geneva. Health, home, accident, pension planning, personal liability - everything was covered.I am a demanding client. I ask a great many questions, I read every clause carefully and I never sign anything I do not understand. Yacine has never made me feel like a burden. Always professional, always patient, she always gives a relevant answer without trying to sell me a product at any cost.

Francesco Romeo

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I recommend Mr Boutef with complete confidence. He is a highly competent and deeply sincere person, who takes the time to examine the details and works to find the best solution for your situation, and all free of charge! He was of invaluable help in finding solutions suited to our situation, for my wife and myself, both foreign nationals, concerning our health insurance (compulsory basic and supplementary) and our third pillar. Whether you are looking for new health insurance or a third pillar, or wish to improve your current cover, I warmly recommend that you contact him in order to find the most advantageous solution for you.

Carol

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Excellent service! Mr Boutef was a great help and we are very satisfied with his support. I highly recommend his services.

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FAQs

We have brought together here the questions our Geneva clients ask most often. Straightforward, direct answers to remove any doubt, give you back control and lighten your mental load in a few minutes.
Why choose ASWELL rather than dealing directly with Helvetia, Mobilière or Swiss Life?

When you deal with an insurance company, its adviser sells its own products: legitimate for the company, but not always 100% in your interest.
As an independent broker entered on the FINMA register, with more than 20 years of hands-on experience, ASWELL Conseil has access to the entire Swiss market. We put the companies in direct competition for you. Our loyalty is 100% on your side, securing you the best solution at a fair price and complete peace of mind.

How much does it REALLY cost me to entrust the management of my insurance to you?

Not one franc extra. In Switzerland, premiums already include payment for managing your file. Whether you do the work on your own at 10.30 pm on a Sunday evening or entrust it to our firm, you pay the company exactly the same price. The difference? By going through ASWELL, we remove your duplicate cover and renegotiate your policy benefits: 9 times out of 10, our clients save thousands of Swiss francs from the very first year while being better covered.

What do you do in practice if an insurer refuses to pay out on a claim?

When a claim is refused, ASWELL Conseil actively supports you. Although we are not a legal expenses insurer, companies can sometimes rely on administrative complexity and the jargon of their general terms and conditions. We analyse the case, argue it under Swiss law and bring our expertise to bear, and we defend your rights against the administrative complexity of insurers. Our aim is to help you obtain your settlement with complete peace of mind.

Will you ask me to cancel all my current policies?

Not at all. We only act on the policies that are not working in your favour. We review all of your insurance: those that are effective and suited to your situation are of course kept. We amend or cancel a policy only if it carries a risk (inadequate cover), costs too much (duplicate cover) or conceals an unpleasant surprise. Above all, no change is made without your prior agreement.

I am convinced but I do not have the time - what do I need to do
administratively?

Once you have approved the solution proposed to optimise your situation, all you have to do is sign a power of attorney in our favour. That is the principle of the Pacte Sérénité. We take care of everything: putting the new insurance proposals in place and following them up, checking the new policies, drafting the correspondence and cancellation letters, and handling transfers. You hand over the file, we do the rest.

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Votre prime 2026 & 2027, en une minute

Six questions, deux prix. Le calcul se fait dans votre navigateur : rien ne nous est transmis tant que vous ne demandez pas à être recontacté.

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